MARYLAND RESIDENTS ONLY — 2026 FUNDS AVAILABLE
Get Up To $25,000 Toward Your New Home.
Maryland's down payment assistance program helps everyday families unlock homeownership — without draining their savings. Check if you qualify in under 60 seconds.
Up to $25,000 in assistance
Soft credit check — no impact
First-time & repeat buyers
Specialist call within 24 hrs
12,400+ Marylanders qualified
MARYLAND RESIDENTS ONLY — 2026 FUNDS AVAILABLE
Get Up To $25,000 Toward Your New Home.
Maryland's down payment assistance program helps everyday families unlock homeownership — without draining their savings. Check if you qualify in under 60 seconds.
Up to $25,000 in assistance
Soft credit check — no impact
First-time & repeat buyers
Specialist call within 24 hrs
12,400+ Marylanders qualified
Real homes. Real families.
Trusted by thousands of Marylanders since 2018.
$284M+
Distributed in assistance
12,400+
Families approved
4.9 / 5
Specialist rating
23 Counties
Across Maryland
WHY MARYLANDERS CHOOSE US
Homeownership shouldn't
feel out of reach.
We've helped thousands of families turn rent into equity using state-backed assistance most lenders won't even tell you about.
Up To $25,000
Real funds applied directly to your down payment and closing costs — not a loan you scramble to repay.
Built For Marylanders
State-backed assistance designed specifically for residents in all 23 Maryland counties and Baltimore City.
Specialist Guidance
A dedicated mortgage specialist walks you through every step — no robocalls, no pressure, no gimmicks.
The Program
Real assistance.
Not another loan trap.
The Maryland Down Payment Assistance Program combines state, county, and lender resources to put serious money behind first-time and returning homebuyers. It's the kind of help most people never knew existed.
Forgivable & deferred options
Stack with grants
Works with FHA, VA & Conventional
Real Marylanders
Moments that change everything.
Stories From Maryland
Trusted by 12,400+ homeowners.
"I genuinely thought I'd be renting forever. Within a week I had a call, options, and a plan. We closed with $19,500 in assistance."
"Every other lender treated us like a number. The specialist actually explained the program. We didn't touch our savings."
The analytics and reporting features give us insights we never had before. Our conversion rates have improved by 40%.
I had no idea that programs like this existed. I got. The closing costs were covered. I wish I had done this sooner. I am really happy that I found out about programs like this. Programs like this are very helpful. I am glad that I got to use a program, like this.
Honestly had no idea this program even existed. A friend told me about it and I just figured I'd try. Glad I did — we got the keys last month!
We saved for years and had no idea we even qualified. Wish we had found this sooner honestly.
The Journey
From rent receipts to your front door.
Check Eligibility
Answer a few quick questions. No credit pull, no commitment.
Speak With A Specialist
A licensed Maryland specialist calls within 24 hours.
Review Mortgage Options
We match you with assistance programs that fit your situation.
Get Pre-Qualified
Lock in the numbers and start house-hunting with confidence.
Move Into Your Home
Close, get the keys, and start building real equity.
Common Questions
Everything you've been wondering.
Who qualifies for Maryland down payment assistance?
Most Maryland residents purchasing a primary residence in the state may qualify — including first-time buyers, repeat buyers, teachers, healthcare workers, veterans, and more. The qualifier takes 60 seconds.
What credit score do I need?
Many of our matched programs accept scores starting around 620, and some go lower with compensating factors. We never run a hard credit pull during qualification.
How much assistance can I actually get?
Eligible buyers receive up to $25,000 toward down payment and closing costs depending on the program, county, and household profile.
Is this a loan I have to pay back?
Many of the programs we match you with are forgivable or deferred — meaning the assistance can be partially or fully forgiven over time. Your specialist will explain exactly how.
How long does the process take?
Eligibility check is instant. A specialist will call within 24 hours. Pre-qualification typically happens within a few days, with most closings happening in 30–45 days.
Does this work with FHA, VA, or conventional loans?
Yes. Maryland DPA programs are designed to layer on top of standard mortgage products including FHA, VA, USDA, and conventional financing.
MARYLAND FUNDS AVAILABLE NOW
Your new home is closer than you think.
Take 60 seconds. See if you qualify for up to $25,000. No credit pull. No pressure. No cost.
🔒 Secure · 100% Free
60s
To qualify
$25K
Max assistance
24h
Specialist call
Connecting Maryland residents with state-backed down payment assistance programs since 2018. We are not a lender — we match qualified buyers with licensed mortgage specialists.
© 2026 Maryland Down Payment Assistance. All rights reserved.
Equal Housing Opportunity